run on a bank

A run on the bank usually happens when people believe there is danger a bank may fail or close.

通常当人们认为银行存在亏损或倒闭风险时就会出现这种情况。

The problem is that, internally logical as all this may be, it means that any retail bank that elects to go universal is likely to end up as essentially an investment bank run by an investment banker, with a deposit-gathering branch network tacked on the side.

问题在于，这一切的内在逻辑或许意味着，任何一家选择成为综合性银行的零售银行，最终可能实际上会成为一家由投资银行家经营的投资银行，收集存款的分支网络则变成了副业。

The Fed decided that a money market "strike" against investment banks is the equivalent of a run on deposits in a commercial bank.

美联储认定，货币市场对投行“罢工”，相当于商业银行的存款挤兑。

In the course of China's system reform, the irrational expanding of state-owned banks caused "run on a bank" to non-bank financial institutions, and the financial risks which were pregnant by state-owned banks worsen the development environment of non-bank financial institution too;

而在体制变革的过程中，国有银行非理性扩张，不仅造成了对非银行金融机构发展的挤兑，同时其孕育的金融风险也恶化了非银行金融机构成长的环境；

Another financial expression is "run on the bank." That is what happens when many people try to all their money from a bank. A "run on the bank" usually happens when people believe there is danger a bank may fail or close.

另一个短语是run on the bank（银行挤兑），如果许多人都想从银行提走自己的所有存款，就会发生挤兑现象。

In this situation, there is not only the risk of a run on a bank but also the risk of a run on a national banking system.

在这种情况下，不仅存在一家银行发生挤兑的风险，还存在一国银行体系发生挤兑的风险。

So, it is very important to prevent the risk of banking, protect the depositor's interests, avoid the run on a bank and the spread of financial crisis, thus keep the financial system steady.

因此，防范银行风险，保护存款人的利益，防止发生挤兑及其引起的风险扩散，从而稳定金融体系，在我国具有十分重要的意义。

Many blame the fate of Northern Rock the UK bank that suffered a run on deposits in 2007 and was later nationalised on its earlier "Demutualisation" and listing.

很多人将北岩（northern rock）（该银行2007年遭遇储户挤兑，后来被国有化）的命运归咎于早先“退出互助模式”和上市。

Financial crisis is mainly manifested by the payment crisis when the deposit is run on a bank by its owner.

金融危机主要表现为商业银行存款在储户挤兑时发生的支付危机。

The decision to nationalise marks the failure of a five-month effort to sell the stricken lender, which last September suffered from the first serious run on a British bank since the19th century.

国有化的决定不仅标志着持续五个月为诺森罗克银行寻觅民间买家的失败，使英国银行在9月遭受19世纪以来的第一次困难运转，还使首相戈登•布朗面临巨大压力。

The lender of last resort facility provides liquidity support if there is a run on a bank.

最后贷款人安排会在银行遭遇挤兑时提供流动性支持。

The idea behind the discussions is that capital alone is not enough to prevent a run on a bank.

这场讨论背后的想法是，仅靠资本金还不足以防止银行遭遇撤资。

There are four things everyone in the markets now knows about China: its economy has been seriously disappointing recently; it has had its first bond default; the shadow banks threaten financial havoc and this week there was a run on a provincial bank.

关于中国，市场中的每一个人都知道四件事情：最近中国经济表现非常让人失望，中国出现了首例债券违约，影子银行有可能导致金融动荡，以及本周一家地方银行出现挤兑。

Sybil's arrival was inauspicious, it noted: weeks after she arrived, Darling was grappling with the first run on a bank in over a century at the Northern Rock, presaging last year's full-blown global financial crisis.

该报还写道，西比尔的到来预示着不幸，她到后仅几周，达林就为了对付百年一遇的北岩银行问题而焦头烂额，而这又成为去年席卷全球的金融危机的先兆。

In section two, we will mainly talk about theoretical foundation of deposit insurance system including bank liquidity, run on a bank, financial system risk and relation among them;

第二部分，主要叙述存款保险制度理论基础。包括银行流动性与银行挤兑及金融系统风险；